:root {
  --navy:#0F172A;
  --blue:#2563EB;
  --blue-l:#60A5FA;
  --blue-pale:#EFF6FF;
  --blue-soft:#DBEAFE;
  --green:#22C55E;
  --green-d:#16A34A;
  --g50:#F8FAFC;
  --g100:#F1F5F9;
  --g200:#E2E8F0;
  --g400:#94A3B8;
  --g600:#475569;
  --white:#FFFFFF;
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'DM Sans', sans-serif;
  color: var(--navy);
  background: var(--white);
  line-height: 1.65;
  overflow-x: hidden;
}

section {
  scroll-margin-top: 90px;
  padding: 4rem 0;
}

.about,
.contact {
  background: #f8fafc;
}

.contact-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 2rem;
  align-items: start;
}

.contact-info {
  display: grid;
  gap: 1rem;
}

.contact-info .sec-lbl {
  margin-bottom: 0.75rem;
  color: #0f172a;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.contact-details {
  display: grid;
  gap: 0.65rem;
  color: #111827;
  font-size: 0.96rem;
  font-weight: 600;
}

.contact-card {
  background: #ffffff;
  border: 1px solid rgba(15, 23, 42, 0.12);
  border-radius: 20px;
  padding: 2rem;
  box-shadow: 0 24px 62px rgba(15, 23, 42, 0.08);
}

.contact-card label,
.contact-card .mfg label {
  display: block;
  color: #0f172a;
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 0.75rem;
}

.contact-card input,
.contact-card textarea,
.contact-card .mfg input,
.contact-card .mfg textarea {
  width: 100%;
  border: 1px solid rgba(15, 23, 42, 0.18);
  border-radius: 14px;
  padding: 0.95rem 1rem;
  background: #f8fafc;
  color: #0f172a;
  margin-top: 0.45rem;
}

.contact-card input::placeholder,
.contact-card textarea::placeholder {
  color: rgba(15, 23, 42, 0.45);
}

.contact-card textarea {
  min-height: 170px;
}

.contact-card textarea {
  min-height: 170px;
}

.contact-card .btn-p {
  width: 100%;
}

.contact-info {
  background: #ffffff;
  border: 1px solid rgba(15, 23, 42, 0.08);
  border-radius: 20px;
  padding: 2rem;
}

.contact-card textarea {
  resize: vertical;
  min-height: 140px;
}

.contact-card .btn-p {
  width: 100%;
}

@media (max-width: 960px) {
  .contact-grid {
    grid-template-columns: 1fr;
  }
}

a {
  color: inherit;
  text-decoration: none;
}

button, input, select, textarea {
  font: inherit;
}

button {
  cursor: pointer;
}

.container {
  width: min(1120px, calc(100% - 3rem));
  margin: 0 auto;
}

nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0 1.5rem;
  height: 72px;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(15, 23, 42, 0.08);
  box-shadow: 0 2px 16px rgba(15, 23, 42, 0.04);
}

.logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.logo-icon {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--blue), var(--blue-l));
  border-radius: 14px;
  color: #fff;
  font-family: 'Sora', sans-serif;
  font-weight: 800;
}

.logo-txt {
  font-family: 'Sora', sans-serif;
  font-weight: 700;
  font-size: 1.15rem;
}

.logo-txt span {
  color: var(--blue-l);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
  list-style: none;
}

.nav-links a {
  color: var(--g600);
  font-size: 0.92rem;
  font-weight: 500;
  cursor: pointer;
}

.nav-links a:hover {
  color: var(--navy);
}

.btn-nav {
  border: none;
  border-radius: 12px;
  padding: 0.72rem 1.25rem;
  background: var(--green);
  color: var(--white);
  font-weight: 700;
  font-size: 0.9rem;
  transition: transform 0.2s ease, background 0.2s ease;
}

.btn-nav:hover {
  background: var(--green-d);
  transform: translateY(-1px);
}

.ham {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}

.ham span {
  width: 24px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
}

.mob-menu {
  display: none;
  position: fixed;
  top: 72px;
  left: 0;
  right: 0;
  background: var(--white);
  padding: 1.5rem;
  flex-direction: column;
  gap: 0.8rem;
  z-index: 999;
  border-bottom: 1px solid rgba(15,23,42,0.08);
  box-shadow: 0 12px 32px rgba(15,23,42,0.08);
}

.mob-menu.open {
  display: flex;
}

.mob-menu a {
  color: var(--g600);
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 500;
  padding: 0.5rem 0;
  border-bottom: 1px solid rgba(15,23,42,0.06);
}

.m-apply {
  background: var(--green);
  color: #fff;
  padding: 0.75rem;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  font-size: 0.95rem;
  font-weight: 700;
}

.hero {
  min-height: 100vh;
  position: relative;
  padding: 7rem 1.5rem 4rem;
  background: linear-gradient(180deg, #F5F9FF 0%, #EAF2FE 100%);
  overflow: hidden;
  display: flex;
  align-items: center;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 80% 60% at 70% 40%, rgba(37,99,235,0.12), transparent 60%),
              radial-gradient(ellipse 50% 40% at 20% 70%, rgba(34,197,94,0.08), transparent 50%);
}

.hero-grid {
  position: absolute;
  inset: 0;
  opacity: 0.05;
  background-image: linear-gradient(rgba(15,23,42,0.5) 1px, transparent 1px),
                    linear-gradient(90deg, rgba(15,23,42,0.5) 1px, transparent 1px);
  background-size: 40px 40px;
}

.hero-inner {
  position: relative;
  z-index: 1;
  width: min(1120px, calc(100% - 3rem));
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3.5rem;
  align-items: center;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.45rem 1rem;
  border-radius: 100px;
  background: rgba(37,99,235,0.1);
  border: 1px solid rgba(37,99,235,0.25);
  color: #1D4ED8;
  font-size: 0.78rem;
  font-weight: 600;
}

.hero h1 {
  font-family: 'Sora', sans-serif;
  font-size: clamp(2.4rem, 4.4vw, 3.6rem);
  font-weight: 800;
  color: var(--navy);
  line-height: 1.05;
  margin-bottom: 1.3rem;
}

.hero h1 .g {
  color: var(--green-d);
}

.hero-sub {
  font-size: 1.04rem;
  color: var(--g600);
  max-width: 480px;
  margin-bottom: 2rem;
  line-height: 1.7;
}

.hero-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 2rem;
}

.btn-p, .btn-o {
  border-radius: 14px;
  padding: 0.88rem 2rem;
  transition: all 0.2s ease;
}

.btn-p {
  border: none;
  background: var(--green);
  color: white;
  font-weight: 700;
}

.btn-p:hover {
  background: var(--green-d);
  transform: translateY(-2px);
}

.btn-o {
  border: 1px solid rgba(15,23,42,0.18);
  background: transparent;
  color: var(--navy);
  font-weight: 600;
}

.btn-o:hover {
  background: rgba(15,23,42,0.05);
  transform: translateY(-2px);
}

.stats {
  display: flex;
  flex-wrap: wrap;
  gap: 1.5rem;
}

.stat {
  min-width: 140px;
}

.n {
  font-family: 'Sora', sans-serif;
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--navy);
}

.l {
  font-size: 0.78rem;
  color: var(--g400);
  margin-top: 0.35rem;
}

.hero-card {
  background: rgba(255,255,255,0.85);
  border: 1px solid rgba(15,23,42,0.08);
  border-radius: 22px;
  padding: 2rem;
  backdrop-filter: blur(10px);
  box-shadow: 0 24px 60px rgba(15,23,42,0.1);
}

.hero-card h3 {
  color: var(--navy);
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 1.4rem;
}

.mform {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.mfg {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.mfg label {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--g600);
}

.mfg input, .mfg select {
  padding: 0.75rem 1rem;
  border-radius: 10px;
  border: 1px solid rgba(15,23,42,0.14);
  background: #ffffff;
  color: var(--navy);
  outline: none;
}

.mfg select option {
  color: var(--navy);
}

.mdis {
  font-size: 0.78rem;
  color: var(--g400);
}

.trust {
  background: linear-gradient(135deg, #EFF6FF 0%, #fff 50%, #F0FDF4 100%);
  padding: 2.5rem 1.5rem;
}

.tbadges {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 1.5rem;
}

.tb {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  background: white;
  border: 1px solid var(--g200);
  border-radius: 12px;
  padding: 0.95rem 1.35rem;
  box-shadow: 0 2px 8px rgba(0,0,0,0.04);
}

.tb-i {
  font-size: 1.35rem;
}

.tb-t {
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--navy);
}

.tb-s {
  font-size: 0.72rem;
  color: var(--g400);
  margin-top: 0.2rem;
}

.benefits {
  background: var(--g50);
}

.sec-hdr {
  margin-bottom: 2.5rem;
}

.sec-lbl {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 0.65rem;
}

.sec-h {
  font-family: 'Sora', sans-serif;
  font-size: clamp(1.55rem, 2.8vw, 2.35rem);
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 0.9rem;
}

.sec-sub {
  font-size: 0.97rem;
  color: var(--g600);
  max-width: 560px;
  line-height: 1.7;
}

.bgrid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.4rem;
}

.bcard {
  background: white;
  border-radius: 16px;
  padding: 1.7rem;
  border: 1px solid var(--g200);
  transition: all 0.25s ease;
  box-shadow: 0 2px 8px rgba(0,0,0,0.04);
}

.bcard:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(37,99,235,0.1);
  border-color: #BFDBFE;
}

.bicon {
  width: 50px;
  height: 50px;
  border-radius: 12px;
  background: linear-gradient(135deg, #EFF6FF, #DBEAFE);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  margin-bottom: 1.1rem;
}

.bcard h4 {
  font-size: 0.97rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.45rem;
}

.bcard p {
  font-size: 0.86rem;
  color: var(--g600);
  line-height: 1.6;
}

.hiw {
  background: var(--blue-pale);
}

.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.step {
  text-align: center;
  background: #ffffff;
  border: 1px solid var(--g200);
  border-radius: 20px;
  padding: 2.5rem 1.5rem;
  box-shadow: 0 2px 8px rgba(15,23,42,0.04);
  transition: all 0.2s ease;
}

.step:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(37,99,235,0.1);
}

.snum {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--blue), var(--blue-l));
  color: white;
  font-family: 'Sora', sans-serif;
  font-weight: 800;
  display: grid;
  place-items: center;
  margin: 0 auto 1.4rem;
  box-shadow: 0 4px 20px rgba(37,99,235,0.4);
}

.step h4 {
  font-size: 1.02rem;
  color: var(--navy);
  margin-bottom: 0.45rem;
}

.step p {
  font-size: 0.86rem;
  color: var(--g600);
  line-height: 1.6;
}

.eligibility {
  background: white;
}

.elig-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.elist {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.95rem;
  margin-bottom: 2rem;
}

.elist li {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
}

.elist li::before {
  content: '✓';
  color: var(--green);
  font-size: 1rem;
  margin-top: 2px;
}

.elist li span {
  font-size: 0.93rem;
  color: var(--g600);
}

.evisual {
  background: linear-gradient(135deg,#EFF6FF,#DBEAFE);
  border-radius: 22px;
  padding: 2.2rem;
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
}

.eitem {
  display: flex;
  align-items: center;
  gap: 0.9rem;
  background: white;
  border-radius: 12px;
  padding: 0.9rem 1.1rem;
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
}

.eck {
  color: var(--green);
  font-size: 1rem;
}

.why {
  background: var(--g50);
}

.wgrid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px,1fr));
  gap: 1.4rem;
}

.wcard {
  background: white;
  border-radius: 16px;
  padding: 1.9rem;
  border: 1px solid var(--g200);
  position: relative;
  overflow: hidden;
  transition: all 0.25s ease;
}

.wcard:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(0,0,0,0.08);
}

.wcard::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg,var(--blue),var(--blue-l));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
}

.wcard:hover::before {
  transform: scaleX(1);
}

.wi {
  font-size: 1.9rem;
  margin-bottom: 0.9rem;
}

.wcard h4 {
  font-size: 0.97rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.45rem;
}

.wcard p {
  font-size: 0.86rem;
  color: var(--g600);
  line-height: 1.6;
}

.emi {
  background: var(--blue-pale);
}

.emi-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: start;
}

.emi-ctrls {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.slg label {
  display: flex;
  justify-content: space-between;
  font-size: 0.86rem;
  color: var(--g600);
  margin-bottom: 0.7rem;
  font-weight: 500;
}

.slg label span {
  color: var(--navy);
  font-weight: 700;
}

input[type=range] {
  width: 100%;
  appearance: none;
  height: 4px;
  border-radius: 4px;
  background: rgba(15,23,42,0.12);
  outline: none;
}

input[type=range]::-webkit-slider-thumb {
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--blue-l);
  border: 3px solid #fff;
  box-shadow: 0 2px 8px rgba(0,0,0,0.3);
}

.emi-res {
  background: #ffffff;
  border: 1px solid var(--g200);
  border-radius: 20px;
  padding: 2.5rem;
  text-align: center;
  box-shadow: 0 8px 28px rgba(15,23,42,0.06);
}

.emi-num {
  font-family: 'Sora', sans-serif;
  font-size: 3rem;
  font-weight: 800;
  color: var(--green-d);
}

.emi-lbl {
  font-size: 0.83rem;
  color: var(--g400);
  margin-top: 0.2rem;
  margin-bottom: 2rem;
}

.emi-bd {
  display: flex;
  flex-direction: column;
  gap: 0.9rem;
}

.erow {
  display: flex;
  justify-content: space-between;
  padding: 0.7rem 1rem;
  background: var(--g50);
  border-radius: 8px;
}

.erow .k {
  font-size: 0.86rem;
  color: var(--g400);
}

.erow .v {
  font-size: 0.86rem;
  font-weight: 600;
  color: var(--navy);
}

.emi-dis {
  font-size: 0.7rem;
  color: var(--g400);
  margin-top: 1.5rem;
  line-height: 1.5;
}

.faq {
  background: white;
}

.faq-list {
  max-width: 750px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 0.9rem;
}

.faq-item {
  border: 1px solid var(--g200);
  border-radius: 12px;
  overflow: hidden;
}

.faq-q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.2rem 1.5rem;
  cursor: pointer;
  background: white;
  font-weight: 600;
  font-size: 0.93rem;
  color: var(--navy);
  gap: 1rem;
}

.faq-q:hover {
  background: var(--g50);
}

.faq-q.open {
  background: #EFF6FF;
  color: var(--blue);
}

.faq-ch {
  transition: transform 0.3s ease;
}

.faq-q.open .faq-ch {
  transform: rotate(180deg);
}

.faq-a {
  display: none;
  padding: 0 1.5rem 1.2rem;
  font-size: 0.88rem;
  color: var(--g600);
  line-height: 1.7;
  background: #EFF6FF;
}

.faq-a.open {
  display: block;
}

.footer {
  background: var(--g100);
  border-top: 1px solid var(--g200);
  padding: 3rem 1.5rem 2rem;
}

.footer__content {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}

.footer__content p {
  font-size: 0.85rem;
  color: var(--g600);
}

.footer__content a {
  color: var(--blue);
  font-weight: 600;
}

.overlay {
  position: fixed;
  inset: 0;
  z-index: 2000;
  background: rgba(0,0,0,0.72);
  backdrop-filter: blur(4px);
  display: none;
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
}

.overlay.open {
  display: flex;
}

.modal {
  background: #ffffff;
  color: var(--navy);
  border: 1px solid var(--g200);
  border-radius: 22px;
  padding: 2rem;
  max-width: 500px;
  width: 100%;
  position: relative;
  box-shadow: 0 30px 80px rgba(15,23,42,0.2);
  animation: mIn 0.35s cubic-bezier(0.34,1.56,0.64,1) both;
}

.modal h3 {
  margin: 0 0 0.75rem;
  color: var(--navy);
}

.modal p {
  margin: 0;
  color: var(--g600);
}

@keyframes mIn {
  from {opacity:0;transform:scale(0.85) translateY(20px)}
  to {opacity:1;transform:scale(1) translateY(0)}
}

.mcls {
  position: absolute;
  top: 1.2rem;
  right: 1.2rem;
  background: var(--g100);
  border: none;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  cursor: pointer;
  font-size: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.2s ease;
}

.mcls:hover {
  background: var(--g200);
}

@media (max-width: 900px) {
  .hero-inner,
  .steps,
  .elig-grid,
  .emi-inner,
  .footer__content {
    grid-template-columns: 1fr;
  }
  .nav-links { display: none; }
  .ham { display: flex; }
  .cta-btns { flex-direction: column; align-items: center; }
}

@media (max-width: 640px) {
  nav { padding: 0 1rem; }
  .hero { padding-top: 5rem; }
  .hero h1 { font-size: clamp(2rem, 6vw, 2.8rem); }
}


.contact-card,
.contact-card * {
    color: #0f172a !important;
}

.contact-card input,
.contact-card textarea {
    color: #0f172a !important;
    background: #ffffff !important;
}

.contact-card label {
    color: #0f172a !important;
}

.error-message{
    display:block;
    color:#ef4444;
    font-size:13px;
    margin-top:4px;
    min-height:18px;
    font-weight:500;
}

.mfg input.error,
.mfg select.error{
    border:1px solid #ef4444 !important;
}


.nav-item-dropdown {
  position: relative;
  display: inline-flex;
  align-items: center;
}

.nav-link-dropdown {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  color: var(--g600);
  font-size: 0.92rem;
  font-weight: 500;
  cursor: pointer;
  padding: 0.5rem 0;
  transition: color 0.2s ease;
}

.nav-link-dropdown .chevron {
  font-size: 0.7rem;
  transition: transform 0.2s ease;
}

.nav-item-dropdown:hover .nav-link-dropdown,
.nav-item-dropdown:focus-within .nav-link-dropdown {
  color: var(--navy);
}

.nav-item-dropdown:hover .nav-link-dropdown .chevron,
.nav-item-dropdown:focus-within .nav-link-dropdown .chevron {
  transform: rotate(180deg);
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(12px);
  min-width: 260px;
  background: #ffffff;
  border: 1px solid rgba(15, 23, 42, 0.08);
  border-radius: 16px;
  padding: 0.6rem;
  box-shadow: 0 20px 40px rgba(15, 23, 42, 0.12);
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: all 0.22s cubic-bezier(0.16, 1, 0.3, 1);
  z-index: 1100;
}

.dropdown-menu::before {
  content: '';
  position: absolute;
  top: -12px;
  left: 0;
  right: 0;
  height: 12px;
}

.nav-item-dropdown:hover .dropdown-menu,
.nav-item-dropdown:focus-within .dropdown-menu {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateX(-50%) translateY(6px);
}

.dropdown-item {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  padding: 0.75rem 0.9rem;
  border-radius: 12px;
  text-decoration: none;
  transition: all 0.18s ease;
}

.dropdown-item:hover {
  background: var(--blue-pale);
  transform: translateX(2px);
}

.dropdown-item-icon {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--blue-pale), var(--blue-soft));
  display: grid;
  place-items: center;
  font-size: 1.15rem;
  flex-shrink: 0;
}

.dropdown-item-content {
  display: flex;
  flex-direction: column;
}

.dropdown-item-title {
  font-weight: 700;
  font-size: 0.92rem;
  color: var(--navy);
}

.dropdown-item-desc {
  font-size: 0.75rem;
  color: var(--g400);
  line-height: 1.3;
  margin-top: 2px;
}


.mob-dropdown-toggle {
  display: flex;
  justify-content: space-between;
  align-items: center;
  width: 100%;
  background: none;
  border: none;
  text-align: left;
  font-size: 0.98rem;
  font-weight: 600;
  color: var(--g600);
  padding: 0.65rem 0;
  border-bottom: 1px solid rgba(15, 23, 42, 0.06);
  cursor: pointer;
}

.mob-dropdown-toggle .chevron {
  font-size: 0.75rem;
  transition: transform 0.2s ease;
}

.mob-dropdown-toggle.open .chevron {
  transform: rotate(180deg);
}

.mob-dropdown-content {
  display: none;
  padding-left: 0.75rem;
  flex-direction: column;
  gap: 0.5rem;
  margin: 0.4rem 0;
}

.mob-dropdown-content.open {
  display: flex;
}

.mob-sub-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.5rem 0.5rem;
  border-radius: 8px;
  background: #f8fafc;
  color: var(--navy) !important;
  font-weight: 600 !important;
  font-size: 0.9rem !important;
  border-bottom: none !important;
}


.sticky-apply-bar {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: rgba(15, 23, 42, 0.96);
  backdrop-filter: blur(16px);
  color: white;
  padding: 0.85rem 1.5rem;
  z-index: 990;
  box-shadow: 0 -8px 32px rgba(0, 0, 0, 0.2);
  display: flex;
  align-items: center;
  transform: translateY(110%);
  transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

.sticky-apply-bar.visible {
  transform: translateY(0);
}

.sticky-bar-inner {
  width: min(1120px, 100%);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}

.sticky-bar-info {
  display: flex;
  align-items: center;
  gap: 1.25rem;
}

.sticky-bar-title {
  font-family: 'Sora', sans-serif;
  font-weight: 700;
  font-size: 1.05rem;
  color: white;
  display: flex;
  align-items: center;
  gap: 0.6rem;
}

.sticky-bar-tag {
  background: rgba(34, 197, 94, 0.2);
  color: #4ade80;
  padding: 0.3rem 0.75rem;
  border-radius: 999px;
  font-size: 0.75rem;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  border: 1px solid rgba(74, 222, 128, 0.3);
}

.sticky-bar-btn {
  background: var(--green);
  color: white;
  border: none;
  padding: 0.75rem 1.75rem;
  border-radius: 12px;
  font-weight: 700;
  font-size: 0.95rem;
  cursor: pointer;
  white-space: nowrap;
  transition: all 0.2s ease;
  box-shadow: 0 4px 14px rgba(34, 197, 94, 0.4);
}

.sticky-bar-btn:hover {
  background: var(--green-d);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(34, 197, 94, 0.5);
}

@media (max-width: 768px) {
  .sticky-apply-bar {
    padding: 0.75rem 1rem;
  }
  .sticky-bar-info {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.2rem;
  }
  .sticky-bar-title {
    font-size: 0.88rem;
  }
  .sticky-bar-tag {
    display: none;
  }
  .sticky-bar-btn {
    padding: 0.65rem 1.25rem;
    font-size: 0.88rem;
  }
}


.home-hero-showcase {
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(15, 23, 42, 0.08);
  border-radius: 24px;
  padding: 2.2rem;
  backdrop-filter: blur(16px);
  box-shadow: 0 24px 60px rgba(15, 23, 42, 0.1);
  display: flex;
  flex-direction: column;
  gap: 1.4rem;
}

.hero-showcase-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-bottom: 1px solid var(--g200);
  padding-bottom: 1.2rem;
}

.hero-showcase-badge {
  background: #f0fdf4;
  border: 1px solid #bbf7d0;
  color: var(--green-d);
  padding: 0.35rem 0.85rem;
  border-radius: 999px;
  font-size: 0.78rem;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}

.hero-feature-list {
  display: flex;
  flex-direction: column;
  gap: 0.9rem;
}

.hero-feature-item {
  display: flex;
  align-items: center;
  gap: 1rem;
  background: #f8fafc;
  padding: 0.9rem 1.1rem;
  border-radius: 14px;
  border: 1px solid var(--g200);
  transition: transform 0.2s ease, border-color 0.2s ease;
}

.hero-feature-item:hover {
  transform: translateX(4px);
  border-color: var(--blue-l);
}

.hero-feature-icon {
  width: 42px;
  height: 42px;
  border-radius: 10px;
  background: white;
  display: grid;
  place-items: center;
  font-size: 1.25rem;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
  flex-shrink: 0;
}

.hero-feature-title {
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--navy);
}

.hero-feature-sub {
  font-size: 0.8rem;
  color: var(--g400);
  margin-top: 1px;
}


#apply-hero {
  padding-top: 4.25rem !important;
  padding-bottom: 2.5rem !important;
  align-items: flex-start !important;
}

#apply-hero .hero-inner {
  align-items: flex-start !important;
  gap: 2.5rem;
}

.breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.84rem;
  color: var(--g400);
  margin-top: 0.25rem;
  margin-bottom: 0.85rem;
}

.breadcrumb a {
  color: var(--blue);
  font-weight: 500;
}

.breadcrumb a:hover {
  text-decoration: underline;
}

.loan-table-container {
  overflow-x: auto;
  background: white;
  border-radius: 18px;
  border: 1px solid var(--g200);
  box-shadow: 0 4px 20px rgba(15, 23, 42, 0.04);
  margin-top: 2rem;
}

.loan-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  min-width: 650px;
}

.loan-table th {
  background: #f8fafc;
  padding: 1.1rem 1.4rem;
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--g600);
  border-bottom: 1px solid var(--g200);
}

.loan-table td {
  padding: 1.15rem 1.4rem;
  font-size: 0.92rem;
  color: var(--navy);
  border-bottom: 1px solid var(--g100);
  vertical-align: middle;
}

.loan-table tr:last-child td {
  border-bottom: none;
}

.loan-table tr:hover td {
  background: #fafcff;
}

.bank-cell {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  font-weight: 700;
  color: var(--navy);
}

.bank-icon {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--blue-pale), var(--blue-soft));
  display: grid;
  place-items: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}

.rate-badge {
  display: inline-block;
  background: #ecfdf5;
  color: var(--green-d);
  font-weight: 700;
  padding: 0.3rem 0.65rem;
  border-radius: 8px;
  border: 1px solid #a7f3d0;
  font-size: 0.88rem;
}

.table-apply-btn {
  background: var(--blue);
  color: white;
  border: none;
  padding: 0.55rem 1.25rem;
  border-radius: 8px;
  font-weight: 700;
  font-size: 0.85rem;
  cursor: pointer;
  transition: all 0.2s ease;
  white-space: nowrap;
}

.table-apply-btn:hover {
  background: #1d4ed8;
  transform: translateY(-1px);
}


.doc-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 1.75rem;
  margin-top: 2rem;
}

.doc-card {
  background: white;
  border: 1px solid var(--g200);
  border-radius: 20px;
  padding: 2rem;
  box-shadow: 0 4px 16px rgba(15, 23, 42, 0.04);
}

.doc-card-hdr {
  display: flex;
  align-items: center;
  gap: 0.9rem;
  margin-bottom: 1.5rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--g100);
}

.doc-card-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: var(--blue-pale);
  display: grid;
  place-items: center;
  font-size: 1.35rem;
}

.doc-card h3 {
  font-family: 'Sora', sans-serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--navy);
}

.doc-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.doc-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  font-size: 0.9rem;
  color: var(--g600);
  line-height: 1.5;
}

.doc-bullet {
  color: var(--blue);
  font-size: 1.1rem;
  line-height: 1;
  margin-top: 2px;
  flex-shrink: 0;
}

.doc-list strong {
  color: var(--navy);
}


.emi-table-wrap {
  margin-top: 1.75rem;
  overflow-x: auto;
  border: 1px solid var(--g200);
  border-radius: 14px;
}

.emi-calc-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 450px;
}

.emi-calc-table th {
  background: #f1f5f9;
  padding: 0.9rem 1.2rem;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--g600);
  text-align: left;
  border-bottom: 1px solid var(--g200);
}

.emi-calc-table td {
  padding: 0.85rem 1.2rem;
  font-size: 0.9rem;
  color: var(--navy);
  border-bottom: 1px solid var(--g100);
}

.emi-calc-table tr:last-child td {
  border-bottom: none;
}